This guide tells you the essentials of investing, what to expect from your adviser and how investing could help you to achieve your financial goals.
Whether you’ve got existing investments, or you’re completely new to the world of investing, we’re here to help. Your adviser will help you understand what investing is, whether it’s appropriate for you, the potential benefits to you, and the risks involved.
Importantly, your adviser will also consider how investing fits with, and relies upon, other key elements of your financial plans, such as your income needs and your aspirations for the future.
Investing can be complex, so we help to make the service easy by ensuring your assets are in the most appropriate tax shelters and selecting the right investments to fit your needs.
Your adviser will also be on hand to support you throughout your financial journey as your personal needs and financial circumstances evolve.
Investing can be an effective way to help you achieve your goals, however you also need to be comfortable with the investment risks involved.
When you invest, your money is used to buy different types of assets, such as stocks and shares (equities), bonds, property, and commodities such as gold and other natural resources. These assets are packaged together into funds and portfolios offered to investors by investment managers.
Your financial planner’s role is to understand what you want to achieve, to recommend a suitable portfolio to get you there, and to be by your side through every step of the journey.
Everyone wants financial security. To achieve it you need a plan – without a plan you will arrive somewhere but the chances are it won’t be where you want to be. For your plan to work it needs to consider your goals, the choices available to you to meet those goals, and how changing circumstances might influence how you achieve your goals.
Approver Quilter Financial Limited – FRN 497604 (10th November 2023)