WHY PROTECTION IS IMPORTANT

There are events we can all face that have the potential to wreck lives and families. It’s a difficult issue to think about, but imagine the impact on you and your family should the main earner in your household die or become seriously ill. It may not happen to you – we hope it doesn’t – but it might

Take a typical non-smoking couple aged 40 for example; before they reach 65 they each run the following risks:

• A 7% chance of dying
• A 22% chance of becoming seriously ill
• A 54% chance of being unable to work for at least two months
• A 61% chance of one of these events happening.

While there is no insurance that can prevent these things from happening, you can protect yourself and your family financially by making money available, should something unexpected happen.

This money can be the difference between keeping and losing your home, and maintaining your family’s lifestyle. ¹ Source: LV= Risk reality calculator May 2019

Financial Security

Everyone wants financial security. To achieve it you need a plan – without a plan you will arrive somewhere but the chances are it won’t be where you want to be. For your plan to work it needs to consider your goals, the choices available to you to meet those goals, and how changing circumstances might influence how you achieve your goals.