RETIREMENT PLANNING

WELCOME TO YOUR GUIDE TO RETIREMENT

This guide contains information to help you make informed decisions about the retirement options available to you, so you can make the right choices with the guidance of your adviser.

Retirement is often an exciting and significant milestone in someone’s life. We’re here to make that step as easy and as enjoyable as possible for you.

Your financial adviser will help you by:

• Understanding your personal financial situation and your goals.
• Provide you with options which are right for you.
• Ensure you have all the information you need to make a clear decision.
• Plan how best to invest your money to deliver the lifestyle you want.

GETTING READY FOR RETIREMENT

The right preparation and advice can help you avoid any gaps in your retirement income and ensure you have enough money to do the things you enjoy.

Your retirement income could need to last 20 years or more

Financial Security

Everyone wants financial security. To achieve it you need a plan – without a plan you will arrive somewhere but the chances are it won’t be where you want to be. For your plan to work it needs to consider your goals, the choices available to you to meet those goals, and how changing circumstances might influence how you achieve your goals.